Terms and Conditions

I / we hereby confirm to and authorize my / our insurance brokers, Earnest Insurance Brokers LLC (”Earnest”) as follows;

  • That I/we have received a copy of the terms and conditions of Earnest, either in hard copy or by reviewing them at https://www.earnestins.com/toba.html and, in particular, the procedure described by Earnest under which I/we may make a claim for compensation arising from an insured incident
  • That I/we hereby authorize Earnest to act as my/our insurance brokers and in accordance with their terms and conditions.
  • I/we also authorize Earnest to communicate with any company licensed by the Insurance Authority or with any licensed company that I/we may nominate
  • I/we understand that this authorization can be cancelled at any time in writing
  • I/we understand that all previous authorizations stand cancelled with effect from the date of this letter.